2025 Medical plan contributions

What you need to know

What you pay per paycheck through pretax payroll deductions for medical coverage depends on which plan you choose, whether you cover dependents, and your annual base salary. For 2025, your per paycheck contribution is calculated using your annual base salary as of November 1, 2024. For new hires who started after November 1, 2024, your new hire annual base salary is used. Any salary changes during 2025 will not impact your per paycheck contribution for the remainder of 2025.

Salary: $0–$70,000

You only

PlanEmployee cost per paycheck
Meritain Copay Plan + HRA$26
Meritain CDHP with HSA$24
Kaiser HMO (CA)$26
HMSA$24

You + spouse

PlanEmployee cost per paycheck
Meritain Copay Plan + HRA$78
Meritain CDHP with HSA$73
Kaiser HMO (CA)$78
HMSA$73

You + children

PlanEmployee cost per paycheck
Meritain Copay Plan + HRA$67
Meritain CDHP with HSA$62
Kaiser HMO (CA)$67
HMSA$62

You + family

PlanEmployee cost per paycheck
Meritain Copay Plan + HRA$111
Meritain CDHP with HSA$103
Kaiser HMO (CA)$111
HMSA$103

Salary: $70,000.01–$125,000

You only

PlanEmployee cost per paycheck
Meritain Copay Plan$60
Meritain CDHP with HSA$46
Kaiser HMO (CA)$45
HMSA$46

You + spouse

PlanEmployee cost per paycheck
Meritain Copay Plan$207
Meritain CDHP with HSA$144
Kaiser HMO (CA)$149
HMSA$144

You + children

PlanEmployee cost per paycheck
Meritain Copay Plan$175
Meritain CDHP with HSA$135
Kaiser HMO (CA)$122
HMSA$135

You + family

PlanEmployee cost per paycheck
Meritain Copay Plan$293
Meritain CDHP with HSA$187
Kaiser HMO (CA)$210
HMSA$187

Salary: $125,000.01+

You only

PlanEmployee cost per paycheck
Meritain Copay Plan$67
Meritain CDHP with HSA$47
Kaiser HMO (CA)$49
HMSA$47

You + spouse

PlanEmployee cost per paycheck
Meritain Copay Plan$227
Meritain CDHP with HSA$158
Kaiser HMO (CA)$163
HMSA$158

You + children

PlanEmployee cost per paycheck
Meritain Copay Plan$192
Meritain CDHP with HSA$148
Kaiser HMO (CA)$133
HMSA$148

You + family

PlanEmployee cost per paycheck
Meritain Copay Plan$321
Meritain CDHP with HSA$204
Kaiser HMO (CA)$230
HMSA$204