WHAT YOU NEED TO KNOW
The financial counseling benefit through Goldman Sachs Ayco is designed to empower you to improve your financial wellness. Whether you’re just starting out in your career, your mid-career, or even near retirement, Goldman Sachs Ayco gives you the right digital tools and confidential one-on-one coaching to help you navigate challenges, plan for the future, reach your goals, and become financially fit. This benefit is fully covered by PayPal at no additional cost to you.
A financial coach just for you
You have access to a personal coach who is knowledgeable and trained in your PayPal compensation and benefit plans, so you are motivated, educated, and guided every step of the way on your financial wellness journey. Your Goldman Sachs Ayco coach can help you:
- Figure out if you should save more or pay down debt faster, and how to do it
- Make sure you’re on track with saving for retirement
- Determine how your decisions impact your taxes
- Consider strategies to save for college
- Understand student loan support options
- Plan your investments
- Understand your PayPal financial benefits such as the 401(k) plan options, life insurance, stock benefits, and more!
Who is Goldman Sachs Ayco?
For nearly 50 years, Goldman Sachs Ayco has been a leader of company-sponsored financial counseling. Goldman Sachs Ayco’s holistic, personalized services can help you make financial decisions that are right for you, wherever you are on your financial journey.
Not sure where to begin?
Call anyway! Goldman Sachs Ayco coaches are skilled at helping you organize your financial life and prioritize your action steps to promote financial wellness. Schedule a call today!
Follow these three easy steps to get started:
- Download Goldman Sachs Wellness in the App Store® or Google Play or log in to the Financial Wellness platform and create an account
- Complete the Financial Wellness assessment for a quick financial check up
- Review your recommended financial to-dos and set your priority
How Goldman Sachs Ayco financial coaching works
On average, your phone coaching session may last around 35 minutes. You may want or need more than one call with a coach. In this case, you can set up a follow-up call to continue the discussion or address another planning topic with the same coach.
It’s a good idea to have your most recent paystub and Annual Enrollment information handy prior to speaking with your coach. You can also upload personal documents to share with your financial coach through the Vault on Ayco360.
Goldman Sachs Ayco’s financial coaches are required to have a four-year college degree and are encouraged to pursue an advanced degree or certification as part of their development plan, such as a JD, CPA, MBA, or CFP® designation. Coaches receive 300+ hours of core training when hired, and ongoing education for topic- and company-specific knowledge.
Your spouse or partner can participate too
Once you contact Goldman Sachs Ayco and provide your permission, your spouse or partner may use the phone coaching service with you or on your behalf. Note: Your access to Goldman Sachs Ayco financial counseling will end if you leave PayPal.
A digital tool to help you track your finances
Ayco360 is a digital tool that can help you get organized, linking all your accounts so you can see a complete picture of your financial life. Get daily updates on your accounts, with visible current balances and transactions. Plus, when you access the digital platform, you have access to:
- A wellness assessment that typically takes less than 10 minutes. Answer a few questions about yourself, your finances, and your habits, and you’ll create your baseline financial wellness.
- A checklist that features a personalized step-by-step guide. Your checklist prioritizes your finances based on your assessment and is paired with relevant resources to help you get things done.
- Your score to track your progress. When you check action items off your list, your score increases.
- Educational information available 24/7. Explore interactive learning content, including worksheets and calculators, to help you in all areas of financial wellness.
Your information is confidential
Ayco’s privacy policy protects personal information. However, Ayco may share information with PayPal, such as number of active users, frequently asked questions, etc., to help with plan enhancements.
Sign up for a webinar
Sign up for a financial wellness education webinar. New topics are released monthly!